Diverse neighborhoods are made of diverse housing
Single-family zoning is a pivotal contributor to the housing affordability crisis because it both limits the supply of housing and enables inefficient use of existing housing inventory and land in already scarce desirable, sustainable places.
Study: Black Mortgage Applicants are Denied 84% More Often than White Applicants
Mortgage denial rate for Black applicants is 84 percent higher than for white applicants, according to data from Zillow in 2020, the most year the data was available. This is an increase from 2019 when the denial rate was 74 percent higher.
Is Home Affordability Out the Door for 2021?
Home affordability has been a growing concern for the past several years, and as we enter 2021, the outlook on home affordability doesn't look much better in the coming year. Prospective homebuyers and investors hoping for some give in real estate values may be sorely disappointed.
Will upzoning neighborhoods make homes more affordable?
Cities and states across the country are proposing new upzoning laws to combat the housing crisis. Will they work?